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Our Services
We love the word luminosity. It is synonymous with light and defined as an intrinsic brightness, the quality of being intellectually brilliant, enlightened and inspired. At Financially Bright, we love to be a light, a voice filled with hope and confidence in the lives of those around us. Our passion is to inspire others to take control of their future through education and proactive planning.
Financial Planning
Our team will partner with you to design an all-inclusive plan to manage risk and ensure you move forward with the confidence and peace of mind you deserve.
Our financial planning services include the following:
Risk Management
It’s our job to help our clients maintain their lifestyles as they move towards retirement. We will help you retire without risk.
Social Security Maximization
We can help you navigate your Social Security benefits and inform you on how to optimize them for retirement.
Tax-Efficient Strategies
Understanding and implementing tax planning should be an integral part of any reliable financial approach. Only you, with the help of qualified advisors, have control to protect your money and retire tax-free.
Fiduciary Advice
We offer a suite of services to light the way to your financial future. As fiduciaries, our promise to you is this—every decision we make will be made solely with your best interest in mind.
Long-Term Care Planning &
Asset Protection
As thought leaders and experts in the area of Long-Term Care Pre-Planning and Asset Protection, we love to shine the light on the truth. We are passionate about helping families decide how to pay for long-term care in the most tax-efficient, cost-effective way possible.
Here’s how we can help:
Long-Term Care Strategies
Our financial planning strategy is centered around helping families find quality care for their loved ones without losing everything in the process.
Inflation Protection
Inflation is typically unaccounted for in most retirement plans. With the cost of care outpacing any other inflation number, we want to help families faced with long-term care planning find the light at the end of the tunnel.
Community Partnerships & Resources
We know that dementia and other chronic illnesses are not only difficult on the person diagnosed, but also on the family and caregivers. We will partner with you to find community-based resources to brighten your journey.
We have found that financial goals are personal to each individual and couple. Let’s focus on how you can achieve your goals and retire the way you want!
Our retirement planning services include the following:
Life Insurance
A reliable insurance strategy could help protect you and your family from the financial consequences of major life events. None of us can predict the future or when the next big national or global issue will affect your money. We can help you secure a brighter tomorrow.
Annuities
Are you in or near retirement? Let us guide the way! Learn how annuities can help generate a reliable stream of income or increase your current savings.
Estate Planning
Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after you pass. We will partner with you to help you leave the lasting legacy you dream of.
